Our Directors & Officers program offers Condominium, Co-op and Homeowners Associations protection for their board, employees, volunteers and organization. Coverage is provided by a carrier with an A.M. Best rating of A+XV. Policies are issued on admitted paper in most states..

Coverage highlights include:

• Employee Practices Coverage
• Coverage for alleged discrimination against third parties such as vendors, customers, invitees, potential renters or purchasers
• Coverage for the Property Manager and their employees
• Coverage for non-indemnified Pollution claims
• Coverage for suits seeking injunction relief
• Coverage for the intermediate sanctions assessed by the IRS for Excess Benefits transactions
• Additional limits of liability for defense costs
• Defense costs coverage for claims arising out of contractual liability
• Coverage for punitive damages, mental anguish, and emotional distress
• Blanket automatic "Outside Directorship" coverage for non-profit organizations
• "Soft" first settlement opportunity with a reduction in retention
• Full severability
• Order of payments
• 100% retention reimbursement upon a finding of "noliability"
• Admitted Paper

FORMS
Not-for-Profit Individual and Organization Insurance Policy, Including Employment Practices Liability Insurance
NEW BUSINESS Not-For-Profit Protector: Online Form | PDF | DOC
RENEWAL Not-For-Profit Protector: Online Form | PDF | DOC